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November 2022 Newsletter

Mark’s Market Update

One of the negotiating strategies we are seeing in today’s market is the use of seller credits. Below we’ve illustrated how using seller credits to buy down interest rates can substantially reduce the monthly payment for buyers. Further, if you are a seller in this market, offering seller credits can make your home stand out against the competition.

Thank you to Matt Sieverson at NW Home Loans for providing this example. While this scenario is hypothetical, it is definitely worth weighing both options with your realtor and mortgage loan professional to see which one will deliver you the greatest value. If you want more information or to run through all of your options, here is how to reach Matt:
Northwestern Home Loans906 NW Harriman Street ∙ Bend, OR 97703. | 541-323-7000 |

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